计算器
Rent vs Buy Calculator
Compare the true cost of renting vs buying a home over time, including mortgage, taxes, maintenance, and investment opportunity cost
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Renting is likely better over 10 years
Net cost difference: $17,157 in favor of renting · Break-even at year 1
Buying
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Renting
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Time Horizon
Years to compare10 yr
130
Summary after 10 years
Monthly mortgage$2,023
Total monthly buy cost$2,906
Down payment$80,000
Total interest paid$193,998
Home equity$266,283
Future home value$537,567
Total rent paid$302,646
Break-even yearYear 1