金融工具

年金支付计算器

根据利率和支付期限计算一笔金额的固定定期支付 — 月度、季度或年度

Monthly Payout
$659.96
Total Number of Payments240
Total Payout$158,389.38
Total Interest Earned$58,389.38

How It Works

  • • A fixed-period annuity pays out a level amount each period until the principal is exhausted
  • • Remaining balance continues to earn interest until depleted
  • • Formula: Payment = P × i / (1 − (1 + i)^−n), where i is rate per period and n is total periods
  • • This estimate ignores taxes and fees that may apply to actual annuity products

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