Is APY Calculator free to use?

Yes, APY Calculator is completely free. No account, no sign-up, and no hidden fees required.

Is my data safe when using APY Calculator?

Your data never leaves your device. All processing happens locally in your browser — nothing is uploaded to any server.

Calculators

Convert between nominal annual rate and effective APY for any compounding frequency, plus continuous compounding

Trusted by 10k+ developers

Nominal annual rate (%)

Compounds per year (n)

APY (effective)

5.116190%

Nominal

5.000000%

APY

5.116190%

Continuous

5.127110%

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