Calculators

Roth IRA Calculator

Project your Roth IRA balance at retirement and compare after-tax outcomes vs a Traditional IRA

Roth IRA balance at 65

$1,021,041

Total contributions

$245,000

Investment growth

$771,041

Years

35

Annual contrib (capped)

$7,000

Roth — after tax

$1,021,041

Qualified withdrawals are tax-free.

Traditional — after tax

$796,412

Withdrawals taxed at 22% (your retirement bracket).

2024 IRS contribution limit: $7,000 ($8,000 if age 50+). Income phaseouts not modeled.

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