Finance Tools

Budget Planner

Track monthly income and expenses, calculate savings rate, and visualize your budget breakdown

Monthly Income

Expense Categories

CategoryMonthly Amount ($)

Summary

Income

$0.00

Expenses

$0.00

Remaining

$0.00

Savings Rate

0.0%

Budget Planner — Monthly Budget Calculator

Track monthly income and expenses, calculate your savings rate, and visualize your budget breakdown. Use the 50/30/20 rule as a guideline.

The 50/30/20 budget rule

50% — Needs

Housing, groceries, utilities, transportation, minimum debt payments.

30% — Wants

Dining out, entertainment, subscriptions, shopping, hobbies.

20% — Savings

Emergency fund, retirement contributions, investments, extra debt payments.

Track your reality

Most people find their 'wants' category is over 30%. The 50/30/20 split is a goal, not a judgment.

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